term life insurance - indeterminate premium

indeterminate premium

A type of nonparticipating whole life insurance that specifies both a maximum potential premium rate and a lower premium rate. The lower rate is paid by the policy owner for a specified period (from 1 to 10 years) immediately after the policy is purchased. Later, the premium rate may fluctuate according to the investment earnings of the insurance company, but the premium rate will never be larger than the maximum premium rate. Also called flexible premium life insurance, non-guaranteed premium life insurance, and variable premium life insurance.

Life Insurance Resources:

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Life Insurance Alert:

IC+ International Term life Insurance is life insurance for U.S. citizens residing permanently abroad and non-U.S. citizens living in most parts of the world, excluding the U.S.

Health Insurance Alert:

International Citizen Series is annually renewable, major medical insurance for individuals and families. U.S. citizens outside the U.S. and non-U.S. citizens anywhere.

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