Finding the best term life insurance rates online is easier said than done. Be careful of these promises...
1. Guaranteed 70% Off - Not true; life insurance rates are the same and licensed by each state. Rates will be the same no matter where you obtain quotes either directly from the insurance company or a life insurance brokerage.
2. No Medical Term Life - Rates will always be cheaper when you take a medical review. If you're healthy and can qualify for lower term life insurance rates make sure you take the time to compare. You'll quickly see how much cheaper temporary life insurance coverage is when you obtain a medical exam.
3. Buy From a Friend - Although friends often want to help you out, make sure they aren't biased when choosing a policy. They could be making a commission from you by selling a policy and you'll want to make sure they have your best interest at heart.
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